Information from the Insurance Bureau of Canada
There is no increased premium for anyone who is of an older age. Insurance companies usually only pull reports on an insured every 5 years but may pull the reports for a person of a certain age every year instead, as older adults might be more prone to accidents or unintended violations.
Every insured, regardless of age, will have premium increases if there are at-fault accidents or tickets or a combination of both.
The only time health issues affect a person of a certain age is when they can longer drive due to loss of focus and their license is revoked or suspended depending on the health issue. If you have a clear driving record regardless of age, a person will not pay more.